We are encouraging everyone to take part and talk about money.
This year’s theme is It All Counts – focusing on realistic, manageable actions that we can all take to help manage our finances.
Talking about money can help build financial confidence and resilience to face financial problems in the future.
Whether it’s speaking to a lender before repayments become a problem, checking if entitlements to benefits, or starting a conversation about a money worry with a trusted person – It All Counts.
Find out more about debt management and cost of living support.
Let's talk salary savings
Did you know that you can save money through our salary savings scheme where you can allocate part of your net salary to be paid into a credit union savings account?
The savings will be made before your monthly salary hits your bank account, making for an efficient, reliable and easy way to build a nest egg.
Small savings add up. Saving £20 per month adds up to £240 per year and £50 per months comes to £600.
There are several community banks covering Derbyshire, offering local people ways to save and borrow money responsibly.
Once you have joined a credit union you can then complete the simple payroll deduction form to start saving directly from your salary and money can build up over time without you even noticing.
All savings are protected under the Financial Services Compensation Scheme.
Benefits of saving directly from your salary with a credit union include:
- effortless saving – no willpower needed as money goes straight to your savings account before you can spend it.
- better budgeting – make your take-home pay easier to manage with fixed savings.
- financial resilience – create a safety net for emergencies with small, regular deposits.
- earning returns – receive an annual dividend on your savings balance.
- ethical saving – help your local community access affordable credit without them having to turn to illegal money lenders.
- Easy access – manage your account your way including using the banking app.
If you have any questions or need any assistance, please email affordable.credit@derbyshire.gov.uk.