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Insurance

Insurance is a method of financing risk.


The head of corporate finance is responsible for recommending the insurance strategy for the organisation to elected members.

In general the insurance arrangements involve polices that have high excesses and it has an internal insurance provision to meet claims made within these excesses.

These overall arrangements include defending claims made against us in which the county secretary takes the lead role.

Certificates and proof of insurance are attached to this page.

Insurance claims

Claim forms and guidelines are attached to this page.

For motor claims queries, please contact Place County Transport, email: etecountytransport@derbyshire.gov.uk or ext: 32136

For any other queries, please contact Risk and Insurance section email: riskandinsurance@derbyshire.gov.uk

Policy cover

The relevant policy cover and information documents are attached to this page.

If you have queries please contact Risk and Insurance section email: riskandinsurance@derbyshire.gov.uk

Staff working at another location

As long as the member of staff is working in another Derbyshire County Council location, insurance cover operates in exactly the same way as it does when they are at their normal place of work. It's important to ensure that anyone with any special requirements are accommodated and that any relevant risk assessments are updated.

If the member of staff is asked to work in a non-council establishment, for example, an academy school, reference should be made to that establishment's insurance arrangements to ensure adequate cover is provided while they are working there.

Private motor insurance

Cover for travel between locations

Motor insurance providers have different views of what is classed as commuting, or business use. Many insurers have already included free business use for key workers and volunteers. You should contact your own motor insurance provider with details of what you'll be using your vehicle for so that they can advise what level of cover is required.

Cover to transporting goods, like food deliveries, in your own vehicle

Please refer to your own motor insurance company. As with the business use, many insurers have extended their cover for key workers and volunteers. It's your responsibility to contact your own motor insurance provider with details of what you'll be using your vehicle for so that they can advise what level of cover is required.

Working from home

Please contact your insurer if you're unsure if your policy covers you for homeworking. All insurers have different views about this. However, many have added homeworking automatically to their policies. If in doubt, please check with them.

Work equipment

Council owned equipment is insured under our insurance policy subject to £250 excess per incident. There are some conditions of cover:

  • whilst being transported in vehicles, computer equipment should be locked in the boot out of sight
  • computer equipment must not be kept in vehicles overnight
  • theft of equipment from the home is only covered where there is evidence of a forcible or  violent entry to or from the premises - walk in thefts are not covered, and neither are unexplained disappearances

Employees are asked to ensure the security of council equipment to the best of their ability. If an incident arises, please report this to your line manager and to the risk and insurance section immediately so that a claim can be set up, email: riskandinsurance@derbyshire.gov.uk

Contact us

The risk management and insurance section are currently operating hybrid working.

We’re aware that some of the third party documents attached don’t comply with accessibility legislation, so please contact us if you need help with them.

To contact the team, email: riskandinsurance@derbyshire.gov.uk